Rent to own it, no credit check.
The building is the security, so nothing is run against your credit score to get started. Approval usually comes back the same day, it is delivered and installed like any other order, and you can settle it early instead of running the agreement to term.
What would it cost a month?
Set the price of the building you have in mind, then try each term. A shorter one costs more every month and far less in the end, and on the same building that gap runs to thousands — worth seeing before you pick one.
- Term
- 36 months
- Building price
- $10,000
- Total of payments
- $18,180
- Above the cash price
- +$8,180
An estimate, worked out the way the industry does it — price divided by 19.8 for a 36-month term. Your real payment, initial payment and schedule are confirmed on the call. Prices exclude site prep and permits.
Buildings you can rent to own.
Carports, garages, barns and steel buildings all qualify. Take any price below into the calculator above to see what the monthly would look like.
Loading the catalog.
How it works.
Four steps from asking to installed. There is no office visit and no credit application — the longest part is deciding on the building.
Send your details and the building you want. No credit check is run, and approval is usually available the same day it reaches us.
Once accepted, you make the initial payment and we set the monthly schedule with you. Both figures come from the dealer, in writing.
Your building is delivered and installed on your prepared site, exactly as it would be on a cash order. Nothing about the build changes.
Pay each month on time and the building is yours at the end of the agreement — or clear the balance early and finish sooner.
When rent-to-own makes sense.
It gets confused with financing constantly, and the difference is the whole point: nobody is lending you money, so nobody needs to check whether you are good for it. That changes who can buy a building, and when.
Your credit is not there yet
Financing wants a score of 595 and asks you to be a homeowner. Rent-to-own asks for neither — the building is the security, so nothing is run against your score.
You need it now, not in three years
Setting aside $300 a month for a $10,000 garage means saving for the better part of three years. This puts the building on your property first and spreads the cost after.
You would rather not tie up the cash
Paying outright empties an account your business or the rest of the project may still need. The building arrives either way; the money stays where it is.
You are already paying to store things
A unit across town is money out every month that never turns into anything you own. The same payments here end with a building on your own land.
If you do clear a 595 score, financing is the cheaper way to buy the same building — from 6.9% over as long as fifteen years.
Compare financingWhere we deliver and install.
40 states, every building delivered and anchored on your prepared site. Rent-to-own availability inside that footprint is set by the provider, so confirm your state when you apply.
Start your rent-to-own.
No credit is checked to send this. A specialist calls back with the real payment, the initial payment and the terms for your state.
Straight answers.
Including the ones where the honest answer is that the program does not publish it. Those are the questions worth asking out loud.
No credit check, same-day answer.
Tell us the building and the state, and the real payment comes back on the call — not an estimate off a slider.