SteelCarports.com
Financing

Metal building financing, from 6.9%.

Put 10% down and spread the balance over as long as fifteen years. Your monthly payments start once the building is completed. Approval usually lands the same day, there are no hidden fees, and clearing the balance early costs nothing.

From 6.9%
where published plans start
Up to 15 yrs
longest term offered
10% down
required on every approval
Same day
usual approval turnaround
The pre-check

Know where you stand before you apply.

Pick what you are building, set a budget, and tick off the four requirements the program publishes. Nothing is submitted and no credit is pulled — you get a straight read and a monthly estimate before you speak to anyone.

01 — What are you building?
02 — Who is it for?
03 — What does the building cost?
$12,000
ceiling $50,000
Garages start at $2,000
04 — Which of these are true?
Your estimate
$162/mo

7 years at 6.9%, the rate published plans start from. Your own rate comes from the application.

10% down
$1,200
Financed
$10,800
Answer the four above to see where you stand.

An estimate, not an offer. Nothing here is submitted and no credit is pulled. Final rate, term and approval come from the application.

Loan amounts

How much you can borrow.

The ceiling follows what the building is, not what it costs. Whether it is fixed to your land is the line that separates the first two — and it moves the limit by double.

Portable shed

A building that is not fixed to your land — it could be moved off it.

Up to
$25,000

Garage or building on your property

Anchored where it stands: garages, barns, workshops, carports at home.

Up to
$50,000
or up to $100,000 case by case

Commercial or business

Written to the business rather than to you — warehouses, shops, fleet cover.

Up to
$350,000
or up to $1,000,000 case by case
The process

Four steps to a decision.

It runs through a person, not a portal. That is slower to start and considerably faster to finish — most applications are answered the day they are opened.

01
Price the actual building

A loan is written against a real number, so start with a quote for your size, options and ZIP. Guessing here is what makes an approval come back short.

02
Call to open the application

There is no online form, and any site offering you one is not us. Applications come from our dealers by email or fax once you have called.

03
Send two documents

A copy of your driver's license and proof of income. Your debt ratio has to sit in line with the payment you are asking for.

04
Get the decision

Usually the same day, by phone or email, with a mailed confirmation behind it. Nothing is charged while you wait on it.

Your first payment comes after the building does.

Monthly payments start once your structure has been completed — not the day you order, and not while it is being built. You are never paying for something that is not finished on your property yet.

Apply Now for Financing.

No credit is pulled by this form. Prefer to talk first? (833) 647-8335

Browse

Buildings by what they cost a month.

The same catalog, cut the way a financed buyer actually shops it. Every figure uses the 6.9% published floor with 10% down and a term matched to the amount — the arithmetic behind the pre-check above.

Loading the catalog.

Questions

Before you call.

Everything below is the program as published. If your situation sits outside it, say so on the phone — the case-by-case ceilings exist for exactly that.

595 is the published minimum, and you also need to be a homeowner. Your debt ratio has to be in line with the payment you are applying for, so the score on its own is not the whole decision. If you are under 595 or you rent, Rent-to-Own runs with no credit check at all.

10% of the price. That is required on every approval — there is no zero-down version of this program, and any page telling you otherwise is wrong.

After the building is completed, not when you order it and not while it is being built.

Up to 15 years. The term that actually gets offered tracks the amount financed — a few thousand dollars of carport is not written over fifteen years, and a commercial building is not written over two.

No. No payoff penalties and no hidden fees are both published terms of the program, so clearing the balance early costs you nothing beyond the balance.

Up to $25,000 on a portable shed, up to $50,000 on a garage or building affixed to your property — and up to $100,000 case by case. Commercial financing written to a business goes to $350,000, or up to $1,000,000 case by case.

No, and that is worth knowing before you go looking for a form. Call (833) 647-8335 and the application reaches you from one of our dealers by email or fax.

Usually the same day. You hear by phone or email first, with a mailed notification following it.

Rent-to-Own is the other route and it asks for none of the four things above — no credit check, same-day approval, and you can pay it off whenever you like.

Get the number, then get approved.

Price the building you actually want first — a loan written against a real quote is the one that comes back approved. It takes one call.

(833) 647-8335